Gaya APA

BAESENS, B., GESTEL, T, V. (2009). CREDIT RISK MANAGEMENT BASIC CONCEPTS: Financial Risk Components, Rating Analysis, Models Economic and Regulatory Capital . New York: Oxford University Press Inc.,.

Gaya MLA

BAESENS, BART., GESTEL, TONY, VAN. "CREDIT RISK MANAGEMENT BASIC CONCEPTS: Financial Risk Components, Rating Analysis, Models Economic and Regulatory Capital". New York: Oxford University Press Inc.,, 2009. eBook.